Punjab National Bank Sees Record Earnings with Declining Bad Loans
Punjab National Bank reported a significant 13% growth in net profit for Q3 2025, reaching Rs 5,100 crore. The improvement is attributed to a decline in bad loans and increased recovery efforts. Despite a reduction in net interest income, the bank achieved its highest-ever quarterly profit.
- Country:
- India
State-owned Punjab National Bank (PNB) has announced a remarkable 13% rise in its net profit for the third quarter ending December 2025, reaching Rs 5,100 crore, largely due to a fall in bad loans.
This represents the bank's highest-ever quarterly profit, surpassing the Rs 5,000 crore target, as stated by PNB's MD and CEO, Ashok Chandra, during a press briefing.
Despite a 4.5% decline in net interest income, PNB achieved a surge in recovery from non-performing assets and recorded an improvement in asset quality ratios, thereby reinforcing its financial stability.
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