Punjab National Bank's Profit Surges by 13% in Q3

State-owned Punjab National Bank (PNB) announced on Monday a 13% rise in net profit, amounting to Rs 5,100 crore, for the third quarter ending December 2025.

This compares with a net profit of Rs 4,508 crore in the same period the previous year. The bank reported an increase in total income to Rs 37,253 crore from Rs 34,752 crore year-on-year, according to its regulatory filing.

Interest income also saw a rise to Rs 32,231 crore, while asset quality showed improvement with the gross non-performing assets ratio easing to 3.19% from 4.09% at the same time last year. Meanwhile, net NPAs reduced to 0.32% from 0.41%. The capital adequacy ratio improved to 16.77% compared to 15.41% in December 2024.