Banking Giants Surge: Loan Growth Outpaces Deposits

Several leading banks, including IDBI, Kotak Mahindra, and AU Small Finance, reported substantial increases in loan growth for the fourth quarter ended March 2026, outpacing deposit growth. IDBI saw a 16% loan growth, Kotak Mahindra a 16.2% rise, and AU Small Finance a 25.1% increase in advances, indicating robust financial activity.

Banking Giants Surge: Loan Growth Outpaces Deposits
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  • India

IDBI Bank, under the control of LIC, has officially announced a significant growth in loans, marking a 16% increase to reach Rs 2.53 lakh crore by the end of March 2026. Simultaneously, the bank's total deposits rose by 12% to Rs 3.46 lakh crore compared to the previous financial year.

Kotak Mahindra Bank mirrored this growth trend with a 16.2% rise in advance to Rs 4.95 lakh crore. Its total deposits increased by 14.7%, standing at Rs 5.72 lakh crore for the fourth quarter.

AU Small Finance Bank also reported impressive figures, with advances soaring by 25.1% to Rs 1.36 lakh crore. Despite the overall growth, its CASA ratio slightly declined, marking a shift in its deposit composition.

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